Mortgage Information
Current Balance($)
Current Payment($)
Current Rate(%)

Home Information
Home Value($)
Years Before Sell

Refinance Info
Loan Amount($)
Interest Rate
Term in Years
Loan Points(%)
Loan Costs($)


Enter current mortgage, home, and refinance information. This calculator analyzes the total cost and savings of your refinance transaction as well as principal balance when you sell your home and break even periods.


Payment Analysis
Current Payment: $0.00
Refinance Payment: $0.00
Monthly Savings: $0.00
Financial Analysis
Bal at Sale : $0
Refi Bal at Sale : $0
Total Costs: $0.00
Break Even: 0 Yrs, 0 Mths


Based on your current and calculated mortgage payments, this calculator figures your monthly savings. It also compares your principal balance in 5 years with and without refinancing. Based on your total cost to refinance, a break even period is calculated in relation to your monthly savings. The time value of money and income tax deductions are not considered in this refinance calculation.