Should I Buy or Rent?
Rent Information
 Monthly Rent($)
 Monthly Insurance($)
 Annual Rent Increase(%)

Home Purchase
 Home Value($)
 Yearly Taxes($)
 Yearly Maintenance($)
 Yearly Insurance($)

Financial Info
 Loan Amount($)
 Interest Rate
 Term in Years
 Loan Points(%)
 Loan Costs($)
 Years Before Sell
 Selling Costs(%)
Savings Rate(%)
 Tax Rate(%)
Single Joint Filing Status

Estimate Taxes Insurance Maintenance




Enter estimated Rent, Home Purchase, and Financial Information. This calculator analyzes the total cost to rent versus the total cost to own. To estimate taxes, insurance, and maintenance, select appropriate box. Not all calculated values are displayed. Home appreciation and rent increase values vary by area.


Rent Analysis
Years to Rent:
Total Rent and Insurance: $0
Home Analysis
Monthly Mortgage Payment (PI): $0.00
House Appreciation Value: $0.00
Proceeds Minus Costs: $0.00
Loan Balance: $0.00
Equity Appreciation: $0.00
Home Ownership Analysis
Mortgage Payments: $0
Taxes and Insurance: $0
Maintenance: $0
Tax Savings: $0.00
Ownership Investment: $
Rent vs Buy Analysis
Monthly Rent Savings: $
Total Rent Savings: $
Home Purchase Benefit: $

A positive/negative Home Purchase Benefit indicates the financial advantage/disadvantage of owning your own home. Various intangible factors can be analyzed in this decision such as relocation possibilities, pride of ownership, improved lifestyle, etc.